Credit Saint Credit Repair Review

Rating: 9.6 / 10 (Excellent)
106 Customer Comments & Reviews - see all comments
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Credit Saint specializes in credit repair services for people searching for assistance with their credit profile. It offers three programs to fit individual client needs. Credit Saint’s credit restoration services include free consultation services through its team of professional credit advisors. All programs also come with a money back guarantee in the first 90 days.

We have discovered that dollar for dollar, Credit Saint offers one of the best programs out there.

Plan Details

Pricing – Credit Saint does not charge any fees in advance of its providing its services




Clean Slate

First Work Fee




Monthly Fee





Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration




Credit Saint offers three programs that are designed to cater to individual credit repair needs. Its Clean Slate program contains an extensive list of credit repair targeted services. It is the most aggressive of the three and gives clients access to escalated information requests. Many companies offer “unlimited disputes” but only end up challenging a maximum of 6 per cycle. Credit Saint’s “Clean Slate” program is unique in the industry as it will challenge every item you believe to be reporting inaccurately with in the first cycle with no limit.

Items Challenged if Reporting Inaccurately

  • Late payments
  • Identity thefts
  • Charged-offs
  • Collections
  • Inquiries
  • Bankruptcies
  • Repossessions
  • Judgments

Credit Saint works in 45 day cycles. Changes on your credit reports are reflected at the end of each cycle. Clients then submit updated credit reports through fax, email or even submit pictures from their smart phones to the company for a progress report update. This report includes inaccurate items that have been removed and pending inaccurate items for dispute. After this, the next cycle of disputes is resumed until all of the inaccurate items are removed from your credit report.

Support Services

Clients are able to reach a credit consultant through a toll-free number. They can also be reached via email and online chat. There is also an online-account page where clients can view the status of inaccurate items removed from their credit reports. This includes a Time Line, Progress Report and Credit Analysis.

Credit Saint Summary

Credit Saint has an extensive list of services that are sure to help people with poor credit scores resulting from inaccurate items appearing on their credit reports. Its 90 day money back guarantee and cancel anytime policy is a testament to the company’s confidence in delivering on its promises. Professional support is readily available through email, phone on online chat. Overall, one of the more dependable we have seen when it comes to credit repair services.


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106 Customer Comments & Reviews

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Scott R
New Providence, New Jersey
It was a shot in the dark for me to try to fix the credit mess my divorce left me with. I thought there was no way I'd be able to use credit again. Credit Saint made big changes fast. Things like judgments and repossession removed. My caseworker could really answer my questions and put me on a plan to build credit so I'll be adding good credit to my report every month without really doing anything. Its easy once they teach you how. Great Service.

Danice S
Toledo, Ohio
Very good info!

Allen A
New Providence, New Jersey
Clean Slate program is best bang for buck. If you have heavily damaged credit, Credit Saint blows the competition away. Also, they spoke to my brother, and he had a very low score, because he had no positive credit and a little damage. We thought he had heavy damage. They could have charged us whatever they wanted to fix him, but they would not take his money. They just taught him how to build credit and protect himself. They knew right away that he wouldn't be a client, and still spent about 40 minutes on the phone with him teaching him all about credit, making him write down certain things. That really made a statement to us. They believe in their cause, and they will be helpful... Read More

Tim B
New Providence, New Jersey
Thank god for these people. Ive used some others on this list, and just when I thought they were all the same, i tried this one that I hadn't seen before. The difference is big. I got one person to talk to who gave me tips on what I should be doing. They taught me to understand credit and protect myself against the pitfalls. The education alone would have been worth what I spent, but the results were UNREAL. My caseworker told me that my results were not shocking to them, but they were shocking to me. 61 negative items including unpaid collections were reduced to 27 in less than 45 days. AND my open collections were deleted. If you call them, you will be able to tell just by... Read More

New Providence, New Jersey
I found credit saint through a friend who wouldn't shut up about the changes they had with this company. I just got my first results in their Clean Slate program, and I have to say that the changes are FAR more drastic than the salesperson I spoke to made me expect. They said that this program would challenge all the stuff I disagreed with at once. I said, "so I should only be in the program for one month then right?" They said no, I should see changes in the first "cycle" (up to 45 days) but to have every last item come off my report in that period was not typical. They would rechallenge anything that remains in my history in cycle 2. So my expectations were reserved thinking... Read More

Greg Y
New Providence, New Jersey
When you read the fine print, you will see that Credit Saint is the best bang for the buck on this list. I signed up with them last month after trying the others ranked higher, and in just the first month, they showed more lates and collections removed than the others combined over the last 6 months beofore trying Credit Saint. It was the money back guarantee that sold me. Thinking that lexington and the others had done all that could be done. They made what others made look hard, look very easy. Im very satisfied.

Our Partner
9.6 / 10
  • 90-day money back guarantee
  • High Success Rate (over 95% of clients see changes first cycle)
  • A+ BBB Accredited (Difficult to do in this industry)
  • Unlimited Challenges
  • Unique Challenges, No Form Letters Used
  • Expect Results in 45 days or less.
  • Cancel Anytime