Credit Saint Credit Repair Review

#4 in Credit Repair

Credit Saint specializes in credit repair services for people searching for a way to improve their credit profile. It offers three credit repair programs to fit individual client needs. Credit Saint’s credit restoration services include free consultation services through its team of professional credit advisors. All programs also come with a money back guarantee if no negative items are removed in the first 90 days. We have discovered that dollar for dollar, Credit Saint offers one of the best programs out there.


Plan Details





Clean Slate

First Work Fee




Monthly Fee





Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration




Credit Saint offers three programs that are designed to cater to individual credit repair needs. Its Clean Slate program contains an extensive list of credit repair targeted services which includes all negative items for dispute. It is the most aggressive of the three and gives clients access to escalated information requests. Many companies offer “unlimited disputes” but only end up challenging a maximum of 6 per cycle. Credit Saint’s “Clean Slate” program is unique in the industry as it will challenge every questionable item you disagree with in the first cycle with no limit.

Items Challenged

  • Late payments
  • Identity thefts
  • Charged-offs
  • Collections
  • Inquiries
  • Bankruptcies
  • Repossessions
  • Judgments

Credit Saint works in 45 day cycles. Changes on your credit reports are reflected at the end of each cycle. Clients then submit these credit reports through fax, email or even submit pictures from your smart phone to the company for a progress report update. This report includes negative items that have been removed and pending negative items for dispute. After this, the next cycle of disputes is resumed until all of the negative items are removed from your credit report.

Support Services

Clients are able to reach a credit consultant through a toll-free number. They could also be reached via email and online chat. There is also an online-account page where clients can view the status of negative items removed from their credit report. This includes a Time Line, Progress Report and Credit Analysis.

Credit Saint Summary

Credit Saint has an extensive list of credit repair services that are sure to help people with poor credit scores. Its 90 day money back guarantee and cancel anytime policy are a testament to the company’s confidence in delivering on its promises. Professional support is readily available through email, phone on online chat. Overall, one of the more dependable and maybe most aggressive companies we have seen when it comes to credit repair services.


Latest Reviews

Based on customer reviews
66 Reviews
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Credit Saint Credit Repair
Robert Novick
Credit Saint Credit Repair review
My wife and I were trying to be a new home and move due to her getting a new job. Our credit was shot and we couldn't get a good interest rate for a mortgage due to high credit card bills and our payment history. Credit Saint helped us get out of that by challenging the items on our report and also working with us. We spoke to an advisor there who gave us tips on what we could do on our end. My score rose about 139 points and my wifes went up 160 points. We've been with them for about 8 months and we couldn't be happier with what they've done for us.

Chris Michaels
Credit Saint Credit Repair review
Transunion score before: 507, after 6 months with CS: 649 Equifax: before: 510, after: 645 Experian: before 504, after 649 They removed over 100 late payments and got rid of a lien against me as well.

Jason Ford
Credit Saint Credit Repair review
I studied up on what I could do to get my credit score up. I tried it for a few weeks and I got no where with it. I was frustrated but knew I had to do something. Since doing it myself wasn't working, I filled out the form on the Saint site and within minutes someone had called me back saying they saw my information come through and wanted to chat. They walked me through how their process was a bit different and more effective than anything I had previously tried. Effective isn't the word. They got rid of 2 lien's held against me and knocked around 200 late payments down to 69 and they aren't done yet. My overall score has gone from the high 500's (593 I believe I started with) to over 740 already. It's crazy what they an do.

Marty Macaluso
Credit Saint Credit Repair review
They got 30 items off my credit history. Score went up 148 points in 4 months. My life is so much better. Glad to have those credit trolls off my back as well.

Jack Romero
Credit Saint Credit Repair review
Excellent, excellent credit service. My starting score: 523. My score after their last cycle: 678. Improvement: 155 points. Items removed in total: 37.