Rating: 9.7 / 10 (Excellent)
59 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
Learn more. is a company that offers credit repair services for clients who want to improve their credit score or wish to challenge items in their existing credit report. The company makes it possible for people to improve their credit profile through services such as negative item removal, credit score tracking, credit monitoring, and assistance and advice regarding leading a healthier financial lifestyle.  

Plan Details


$12.99 one-time fee for pulling credit report

$99.95 monthly fee

Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration



  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded

Features helps improve your credit score by using three simple steps. Once you are enrolled in the program, the company analyzes your credit report and identifies all possible items for dispute. During this first step also identifies a given client's long-term goals.

The second step in its credit repair process involves challenging banks and other financial organizations for reporting inaccuracies. This includes follow-up actions and unlimited disputes until all issues are resolved. A few of the items challenged by include:

  • Collections
  • Late payments
  • Charge offs
  • Liens
  • Bankruptcies
  • Repossessions
  • Foreclosures
  • Judgments

The final step is to evaluate your credit score for improvements. also provides helpful tools for monitoring your credit score. This could be done online or through the use of its mobile app. Tools include an online dashboard that lets you track your credit score while negative items are removed, text and email alerts.  

  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection

Support Services gives clients easy access to their credit scores through its online portal and mobile app. Reaching your credit advisor could be done through phone services or email. However, they do not offer online chat and phone services are only available during business hours. Summary monthly premium of $99.95 is a bit pricey compared with the other credit repair services we reviewed. The company does not offer free consultation services so the only way you could get a feel for what it offers is by signing up with the service. For those who end up enrolling, actually does a good job in removing negative items from their credit reports. Credit advisors were also quite responsive and provided professional advice for achieving lifestyle changes. A good choice for credit repair shoppers who have the budget.


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59 Customer Comments & Reviews

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Polly A
Frederick, Maryland
After contacting this group, offered thru AARP, I almost signed up. Stopped when told my "discount" is $99 first month! That was end of that and hung up. But I gave my SS NUMBER! Is my SS info safe or am I allowed ready for I'D Theft?

Mark R
Pasadena, California
Almost like used car sales people. Over promise under deliver is the key. What they specialize in is sending standard form letters out the the credit reporting agencies and not on a prompt basis. You are told you will have an account manager somewhat of a reach as your are put into a Q each call and here the standard read from sheet they are given. No one really seems to know about your case or why things are not moving. Perfect example I have a note from Santander that show a car written off when the car was traded in and paid in full with NO back dollars owed. Sent paperwork Credit repair over 6 weeks ago still on my report and when I called in I was informed that any late payments could... Read More

Travis B
Edmond, Oklahoma
Been using this service for a year and credit score hasnt went up at all. They say they delete things and really dont. All they care about is taking your money. Wish i could give zero stars.

Seattle, Washington
DO NOT WASTE YOUR MONEY !!! In 17 MONTHS they removed only 3 ITEMS .

Dearborn Heights, Michigan
I was a customer for a couple of years. There was some improvement, but menial compared to the ongoing cost of the service. I cancelled today as an unsatisfied customer. Their staff is courteous and helpful, but their service isn't worth the cost in my opinion and experience.

Brooklyn, New York
i pay for 5 months only 4 items they can remove thats it.

Rolando F
Wallingford, Connecticut
They say that my credit can be repair after bankruptcy chapter 7 and need sing and pay just to find that this chapter 7 bankruptcy is not possible clean before 10 years, they lie me to take his service and charge me for nothing twice in 30 days and refuse give my money back, they lie to take advantage of my concern.

Boswell, Pennsylvania
Buyer beware! Make sure to always check out a business via the Better Business bureau before making a purchase with any company. This company has a history of charging charging hidden fees and issues related to canceling the service according to the Pennsylvania Better Business Bureau. They also have complaints relating to promotions they offer. Be careful, be informed.

Lorenzo H
Florence, Kentucky
DO NOT WASTE YOUR MONEY!! I signed up with them based on the numerous lies they tell you, and it was a complete waste of money. They tell you that you MUST pay for one credit report. I asked them if I could just upload a tri-merge report that I recently got and they told me no. So I had to pay for it. Soon after I completed the enrollment I was told that they couldn’t access one of my credit reports and that I could go out and get it on my own and then upload it. Well, if I could upload it now, why did I have to pay for it at first… scam. Next, we went through my credit reports and I had 41 items between the three reports that needed to be disputed. Well, what they do not tell... Read More

Top Rated
Our Partner
9.7 / 10
  • They contact credit bureaus & creditors to challenge negative report items
  • Past members got +40 points in 4 months (on average)
  • High success rate removing items in collections, late payments and charge offs
  • Over 1.5 million negative items removed from credit reports in 2016
  • Online account & mobile app to track progress 24/7
  • Personalized service
  • Improvement in score could easily justify the cost