CreditRepair.com Review


Rating: 9.7 / 10 (Excellent)
55 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
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CreditRepair.com is a company that offers credit repair services for clients who want to improve their credit score or wish to challenge items in their existing credit report. The company makes it possible for people to improve their credit profile through services such as negative item removal, credit score tracking, credit monitoring, and assistance and advice regarding leading a healthier financial lifestyle.  

Plan Details

Pricing

$12.99 one-time fee for pulling credit report

$99.95 monthly fee

Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration

Yes

Phone Registration

Yes

Licenses

  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded

Features

CreditRepair.com helps improve your credit score by using three simple steps. Once you are enrolled in the program, the company analyzes your credit report and identifies all possible items for dispute. During this first step CreditRepair.com also identifies a given client's long-term goals.

The second step in its credit repair process involves challenging banks and other financial organizations for reporting inaccuracies. This includes follow-up actions and unlimited disputes until all issues are resolved. A few of the items challenged by CreditRepair.com include:

  • Collections
  • Late payments
  • Charge offs
  • Liens
  • Bankruptcies
  • Repossessions
  • Foreclosures
  • Judgments

The final step is to evaluate your credit score for improvements. CreditRepair.com also provides helpful tools for monitoring your credit score. This could be done online or through the use of its mobile app. Tools include an online dashboard that lets you track your credit score while negative items are removed, text and email alerts.  

  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection

Support Services

CreditRepair.com gives clients easy access to their credit scores through its online portal and mobile app. Reaching your credit advisor could be done through phone services or email. However, they do not offer online chat and phone services are only available during business hours.

CreditRepair.com Summary

CreditRepair.com monthly premium of $99.95 is a bit pricey compared with the other credit repair services we reviewed. The company does not offer free consultation services so the only way you could get a feel for what it offers is by signing up with the service. For those who end up enrolling, CreditRepair.com actually does a good job in removing negative items from their credit reports. Credit advisors were also quite responsive and provided professional advice for achieving lifestyle changes. A good choice for credit repair shoppers who have the budget.

 


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55 Customer Comments & Reviews

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L
Linda
Boston, Massachusetts
4/18/2017
Credit repair makes you feel like there is hope and they are all very nice clear and very hopeful that you will be OK. You must give it time and be very patient that the most important thing.


J
Joan C
Fresh Meadows, New York
4/17/2017
I recently became involved with Credit Repair and to date, I must say that I'm well pleased with the services I have received thus far. JBC


W
William S
Independence, Missouri
4/16/2017
A heartfelt and a reassuring employees of CreditRepair.com. they help in every way they can. From listening to the clients woes. Plus give them a thumbs-up on their accomplishments.


M
Marjorie c
4/11/2017
Joining credit repair was the best decisions I've ever made. The representatives always there to help you through your journey and they always on point. I'm so happy with them that, I had 3 referrals for them and I will continue to do so. Please if you want great service and have a better credit score, please join creditrepair. Com and you won't regret it. This message is for the people that never join credit repair before and I'm letting y'all know about it. I'm a very happy customer 😃I give credit repair a 10⭐️ Not a 5 ⭐️ lol


R
Richard K
South Bend, Indiana
4/10/2017
Progress so far has been impressive in a short period of time. At this pace, I'll be at my goal in a timely fashion. I'm very glad that I chose to use this service.


E
Eileen
Brooklyn, New York
4/5/2017
Credit repair removed 6 items from my report in about 8 weeks I am so confident they will have my credit at it best score ever


Polly A
Frederick, Maryland
3/22/2017
After contacting this group, offered thru AARP, I almost signed up. Stopped when told my "discount" is $99 first month! That was end of that and hung up. But I gave my SS NUMBER! Is my SS info safe or am I allowed ready for I'D Theft?


M
Mark R
Pasadena, California
3/16/2017
Almost like used car sales people. Over promise under deliver is the key. What they specialize in is sending standard form letters out the the credit reporting agencies and not on a prompt basis. You are told you will have an account manager somewhat of a reach as your are put into a Q each call and here the standard read from sheet they are given. No one really seems to know about your case or why things are not moving. Perfect example I have a note from Santander that show a car written off when the car was traded in and paid in full with NO back dollars owed. Sent paperwork Credit repair over 6 weeks ago still on my report and when I called in I was informed that any late payments could... Read More


T
Travis B
Edmond, Oklahoma
2/23/2017
Been using this service for a year and credit score hasnt went up at all. They say they delete things and really dont. All they care about is taking your money. Wish i could give zero stars.


M
Miha
Auburn, Washington
1/11/2017
DO NOT WASTE YOUR MONEY !!! In 17 MONTHS they removed only 3 ITEMS .



Top Rated
Our Partner
9.7 / 10
  • They contact credit bureaus & creditors to challenge negative report items
  • Past members got +40 points in 4 months (on average)
  • High success rate removing items in collections, late payments and charge offs
  • Over 1.5 million negative items removed from credit reports in 2016
  • Online account & mobile app to track progress 24/7
  • Personalized service
  • Improvement in score could easily justify the cost