Rating: 9.7 / 10 (Excellent)
59 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
Learn more. is a company that offers credit repair services for clients who want to improve their credit score or wish to challenge items in their existing credit report. The company makes it possible for people to improve their credit profile through services such as negative item removal, credit score tracking, credit monitoring, and assistance and advice regarding leading a healthier financial lifestyle.  

Plan Details


$12.99 one-time fee for pulling credit report

$99.95 monthly fee

Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration



  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded

Features helps improve your credit score by using three simple steps. Once you are enrolled in the program, the company analyzes your credit report and identifies all possible items for dispute. During this first step also identifies a given client's long-term goals.

The second step in its credit repair process involves challenging banks and other financial organizations for reporting inaccuracies. This includes follow-up actions and unlimited disputes until all issues are resolved. A few of the items challenged by include:

  • Collections
  • Late payments
  • Charge offs
  • Liens
  • Bankruptcies
  • Repossessions
  • Foreclosures
  • Judgments

The final step is to evaluate your credit score for improvements. also provides helpful tools for monitoring your credit score. This could be done online or through the use of its mobile app. Tools include an online dashboard that lets you track your credit score while negative items are removed, text and email alerts.  

  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection

Support Services gives clients easy access to their credit scores through its online portal and mobile app. Reaching your credit advisor could be done through phone services or email. However, they do not offer online chat and phone services are only available during business hours. Summary monthly premium of $99.95 is a bit pricey compared with the other credit repair services we reviewed. The company does not offer free consultation services so the only way you could get a feel for what it offers is by signing up with the service. For those who end up enrolling, actually does a good job in removing negative items from their credit reports. Credit advisors were also quite responsive and provided professional advice for achieving lifestyle changes. A good choice for credit repair shoppers who have the budget.


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59 Customer Comments & Reviews

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Miguel A
Stoughton, Massachusetts

Arlington, Virginia
I had over 13 items on my credit score. All were removed within a time frame of 7 months. Today I have zero negative items and my score is above 700. I started the service with 560 score. It was worth every penny and I am very thankful to for getting my score to where I always wanted to be. Would highly recommed them to anyone.

Luis M
Parkersburg, West Virginia
CreditRepair offers excellent services!

Eric L
Austin, Texas
9 items removed in just 3 months, they make sure you're updated and aware whats going on. Their understanding and really are worth it all. Try it today, call and set up your game plan. I was 18 when i started getting stuff in my name now im 21 and their helping me remove all those mistakes i made.

Aldie, Virginia
Credit has been phenomenal. Right from the beginning, we setup a game plan and they have executed it perfectly. I have several negative accounts removed and were almost at the finish line. I recommend this agency for anyone that wishes to improve the credit report and credit score. Thank you, Raza

Miami, Florida
The best service ever, love this company they always help me and the customer service are very respectful and helpful. Thank you so much for always help everyone, I am so happy to be your client.

Marcus M
Bedford, Texas
I've been with credit repair now about 7 months. They have removed 17 derogatory items, they have truly done and continuously doing the job they offer. They are persistent in achieving their goal in bringing you out of a deficit. I can say this was a great decision made using credit repair to rebuild my credit. You have to do your part because they're going to do there's.

Ernest C
New York, New York
Credit repair does do the work. Take heed to there suggestions. And for faster results, help them help you.

Roxy B
Washington, Illinois
I am very happy with how nice and helpful the people were at getting me all set up with credit repair. I got emails and texts regularly to see the results of what was being done and what has happened on my credit report and within a fairly short amount of time my credit score has risen and I am now set to buy a house. I am very glad I went with credit and I highly recommend their services to anyone looking to clean up their credit.

Toms River, New Jersey
Loan servicers provide better interest in the investor aspect, not the consumer. Listening to helping home owners is what we do , doesn't mean the customer trying to clean up the faults of the past establishment allowing for pooled mortgages to be still sold to foreign sec etc,.Their home owners are the investors. A business such as credit repair .com has corrected things with submissions of complaints and has improved scores.

Top Rated
Our Partner
9.7 / 10
  • They contact credit bureaus & creditors to challenge negative report items
  • Past members got +40 points in 4 months (on average)
  • High success rate removing items in collections, late payments and charge offs
  • Over 1.5 million negative items removed from credit reports in 2016
  • Online account & mobile app to track progress 24/7
  • Personalized service
  • Improvement in score could easily justify the cost