Rating: 9.7 / 10 (Excellent)
59 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
Learn more. is a company that offers credit repair services for clients who want to improve their credit score or wish to challenge items in their existing credit report. The company makes it possible for people to improve their credit profile through services such as negative item removal, credit score tracking, credit monitoring, and assistance and advice regarding leading a healthier financial lifestyle.  

Plan Details


$12.99 one-time fee for pulling credit report

$99.95 monthly fee

Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration


Phone Registration



  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded

Features helps improve your credit score by using three simple steps. Once you are enrolled in the program, the company analyzes your credit report and identifies all possible items for dispute. During this first step also identifies a given client's long-term goals.

The second step in its credit repair process involves challenging banks and other financial organizations for reporting inaccuracies. This includes follow-up actions and unlimited disputes until all issues are resolved. A few of the items challenged by include:

  • Collections
  • Late payments
  • Charge offs
  • Liens
  • Bankruptcies
  • Repossessions
  • Foreclosures
  • Judgments

The final step is to evaluate your credit score for improvements. also provides helpful tools for monitoring your credit score. This could be done online or through the use of its mobile app. Tools include an online dashboard that lets you track your credit score while negative items are removed, text and email alerts.  

  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection

Support Services gives clients easy access to their credit scores through its online portal and mobile app. Reaching your credit advisor could be done through phone services or email. However, they do not offer online chat and phone services are only available during business hours. Summary monthly premium of $99.95 is a bit pricey compared with the other credit repair services we reviewed. The company does not offer free consultation services so the only way you could get a feel for what it offers is by signing up with the service. For those who end up enrolling, actually does a good job in removing negative items from their credit reports. Credit advisors were also quite responsive and provided professional advice for achieving lifestyle changes. A good choice for credit repair shoppers who have the budget.


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59 Customer Comments & Reviews

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Mark S
Quincy, Massachusetts
Since i started with credit repair i seen changes right away on my credit , I had 22 negative affecting my account now i have only 2 affecting my account thats with in a one year.

Lorna o
Chicago, Illinois
They go over the negatives on your credit and tell you how they will challenge them and also tell you how to improve your ability to keep it going up by the way you make your payments and how big your debt is.

Steven Y
Washington, District of Columbia
If you want need your credit repair there's no better place to assist you. For me it took a little less than a year. I guess it could be a little cheaper but worth it! I went from 600 up to 750.

Leeds, Alabama
I like the way they handle business in getting your credit score up to part with other creditors who might had mess up your credit score.

Lisa D
Keller, Texas
Credit helped me get my scores back up again quickly. They were very friendly and professional. I loved the weekly updates as well as the personal dashboard They helped me understand the fico system so I can maintain my scores.

Mount Laurel, New Jersey
Great experience with

Wilson S
Brooklyn, New York
I appreciate the work Credit is doing towards helping me improve my credit score. Thank you Wilson

Latice A
Charlotte, North Carolina
They help you to the best of their ability. Great service!!

Cindy J
Tuscaloosa, Alabama
I am very grateful because I've only been a member for 2 months and they have already removed bankruptcy off of my credit report. I'm really excited about what more they will remove next. I am looking forward to buying an house.

pam b
They are very helpful with what ever is on your credit.they work very hard to help and stay close in touch with you they are always there to help and call any time,very knowledgeable . Pam Burris

Top Rated
Our Partner
9.7 / 10
  • They contact credit bureaus & creditors to challenge negative report items
  • Past members got +40 points in 4 months (on average)
  • High success rate removing items in collections, late payments and charge offs
  • Over 1.5 million negative items removed from credit reports in 2016
  • Online account & mobile app to track progress 24/7
  • Personalized service
  • Improvement in score could easily justify the cost