CreditRepair.com Review


Rating: 9.7 / 10 (Excellent)
22 Customer Reviews - see all reviews
Disclosure: We receive advertising revenue from this partner. Learn more.
How is CreditRepair.com rated?
10/10
Level of Intervention
10/10
Communication
10/10
Features
10/10
Cost
9/10
Company Reputation

CreditRepair.com is a company that offers credit repair services for clients who want to improve their credit score or wish to challenge items in their existing credit report. The company makes it possible for people to improve their credit profile through services such as negative item removal, credit score tracking, credit monitoring, and assistance and advice regarding leading a healthier financial lifestyle.  

 

Plan Details

Pricing

$12.99 one-time fee for pulling credit report

$99.95 monthly fee

Type of Contract

Month to month

Refund/ Cancellation Policy

Cancel anytime

Online Registration

Yes

Phone Registration

Yes

Licenses

  • Credit Repair Organization Act
  • Registered with Attorney General Offices
  • Bonded

Features

CreditRepair.com helps improve your credit score by using three simple steps. Once you are enrolled in the program, the company analyzes your credit report and identifies all possible items for dispute. During this first step CreditRepair.com also identifies a given client's long-term goals.

The second step in its credit repair process involves challenging banks and other financial organizations for reporting inaccuracies. This includes follow-up actions and unlimited disputes until all issues are resolved. A few of the items challenged by CreditRepair.com include:

  • Collections
  • Late payments
  • Charge offs
  • Liens
  • Bankruptcies
  • Repossessions
  • Foreclosures
  • Judgments

The final step is to evaluate your credit score for improvements. CreditRepair.com also provides helpful tools for monitoring your credit score. This could be done online or through the use of its mobile app. Tools include an online dashboard that lets you track your credit score while negative items are removed, text and email alerts.  

  • Dedicated account manager
  • Unlimited disputes
  • Online account management
  • Identity theft protection

Support Services

CreditRepair.com gives clients easy access to their credit scores through its online portal and mobile app. Reaching your credit advisor could be done through phone services or email. However, they do not offer online chat and phone services are only available during business hours.

CreditRepair.com Summary

CreditRepair.com monthly premium of $99.95 is a bit pricey compared with the other credit repair services we reviewed. The company does not offer free consultation services so the only way you could get a feel for what it offers is by signing up with the service. For those who end up enrolling, CreditRepair.com actually does a good job in removing negative items from their credit reports. Credit advisors were also quite responsive and provided professional advice for achieving lifestyle changes. A good choice for credit repair shoppers who have the budget.

 

Start your review for CreditRepair.com

Latest Reviews

Loading Reviews ...
Ernest C
New York, New York
4/25/2017
Credit repair does do the work. Take heed to there suggestions. And for faster results, help them help you.

Roxy B
4/23/2017
I am very happy with how nice and helpful the people were at getting me all set up with credit repair. I got emails and texts regularly to see the results of what was being done and what has happened on my credit report and within a fairly short amount of time my credit score has risen and I am now set to buy a house. I am very glad I went with credit repair.com and I highly recommend their services to anyone looking to clean up their credit.

Kevin
Toms River, New Jersey
4/22/2017
Loan servicers provide better interest in the investor aspect, not the consumer. Listening to helping home owners is what we do , doesn't mean the customer trying to clean up the faults of the past establishment allowing for pooled mortgages to be still sold to foreign sec etc,.Their home owners are the investors. A business such as credit repair .com has corrected things with submissions of complaints and has improved scores.

Victor
Brooklyn, New York
4/22/2017
Good because the person help me

Sherry L
Baytown, Texas
4/21/2017
I had terrible credit,I got a car with 3,500 down and 24%interest rates, it was awful.Lost my butt on that car. 1 year later I traded it in for a better car pd.it off and just last year I bought a 2014 car with no money down and 2.3% interest. And my credit now is awesome getting my very last oops off and my score is 806. Life is great. Thank you so much Credit Repair you have saved it. It's a Great Co.and they know what there doing.

marsha
Abilene, Texas
4/20/2017
The advisor was intelligent,kind, well informed,and patient with me. If something needed to be handled they took care of it. I never have to worry and I hear about any changes on my e-mail via phone first , which I love. Sincerely, Marsha L. Toland-Dugan RNBSN

Tiffany H
4/18/2017
Cat is awesome! She answered every question I had and made me feel confident about getting my credit back on track!

Linda
Roslindale, Massachusetts
4/18/2017
Credit repair makes you feel like there is hope and they are all very nice clear and very hopeful that you will be OK. You must give it time and be very patient that the most important thing.

Joan C
Brooklyn, New York
4/17/2017
I recently became involved with Credit Repair and to date, I must say that I'm well pleased with the services I have received thus far. JBC

William S
Blue Springs, Missouri
4/16/2017
A heartfelt and a reassuring employees of CreditRepair.com. they help in every way they can. From listening to the clients woes. Plus give them a thumbs-up on their accomplishments.

Start your review for CreditRepair.com