Compare Allstate vs. GEICO Car Insurance

What’s the difference between Allstate Auto Insurance and GEICO Car Insurance? See how our editors compare the two companies below.
Last Updated: January 09, 2018
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Allstate Auto Insurance
8.9 / 10 - Excellent
#6 in Car Insurance
GEICO Car Insurance
9.3 / 10 - Excellent
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vs

Key Facts

  • Adjustable limits and deductibles
  • Large network of local agents
  • Roadside services
  • Wide list of discount options
  • Strong financial ratings
  • Rental reimbursement
  • Available nationwide 
  • See How Much You Could Save with GEICO
  • Save up to $500 or more on car insurance
  • Discounts are available for over 850+ organizations & alumni associations
  • Obtain your quote online today - It's fast, easy & free!

OVERALL RATINGS

 AllstateGEICO
Coverage & Benefits9/1010/10
Pricing and Discounts8/109/10
Financial Strength10/1010/10
Customer Experience10/109/10

Coverage Compared

Basic Coverage

Allstate
vs
GEICO
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

Allstate
vs
GEICO
  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Rental Reimbursement
  • Towing & Labor Cost

What do their customers think?

National Association of Insurance Commissioners

 AllstateGEICO
NAICS Complaint Ratio 2016
1.03
0.56
NAICS Total Complaints 2016
343
297
*The NAICS Car Insurance complaint ratio (in this case 1.03) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all Car Insurance companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.
*The NAICS Car Insurance complaint ratio (in this case 0.56) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all Car Insurance companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.

Customer Ratings

 AllstateGEICO
BBB Rating
A-
B
Number of BBB Positive Reviews
4
3
Number of BBB Neutral Reviews
2
4
Number of BBB Negative Reviews
134
163
Date Collected
2017-09-21
2017-10-12

Comparing Financial Stregnth

Key Details

 AllstateGEICO
Underwriter
Allstate
Berkshire Hathaway Group
Premiums Written 2016
$20,813,857,600
$25,531,762,332
Marketshare 2016
9.72%
11.92%
AM Best Financial Rating
A+
A++
Moody's Financial Rating
Aa3
Aa3
Standard & Poor's Financial Rating
AA-
AA
*The above information reflects the financial strength of the underwriter of the Allstate car insurance policies: Allstate.
*The above information reflects the financial strength of the underwriter of the GEICO car insurance policies: Berkshire Hathaway Group.

Pricing & Discounts

 AllstateGEICO
Per Mile Pricing Available?

Discounts

Allstate
vs
GEICO
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Homeowner
  • Student
  • Bundled Policy
  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Student
  • Bundled Policy

Additional Discounts

Allstate
vs
GEICO
  • Full/Automatic Payment
  • Group Savings (unions, etc)

Contact & Additional Information

 AllstateGEICO
Homepage URL
Company Phone
(877) 810-2920
(800) 207-7847
Headquarters Address
2775 Sanders Rd, Northbrook, IL, 60062
One GEICO Plaza, Bethesda, MD, 20810
Mailing Address
P.O. Box 660598, Dallas, TX, 75266
Year Founded
1931
1936

Final Verdict

GEICO Car Insurance has a higher overall rating than Allstate Auto Insurance. GEICO scores better than Allstate across: Coverage & Benefits, Pricing and Discounts, and Financial Strength. However, Allstate scores better on Customer Experience.


Customer Comments & Reviews

T
tlvpav@gmai.com
Eugene, Oregon
12/22/2017
GEICO Car Insurance review
This has been a nightmare for me. A month has gone by, they just started a claim against the uninsured driver who hit MY parked car, and they say I don't have basic insurance coverage ? I'm making double car payments now, when this uninsured driver totalled my car !!


A
Allison
Cathedral City, California
1/6/2017
GEICO Car Insurance review
Excellent customer service and have always been a great help for us when things have gone wrong with vehicles