FlexQuote Auto Insurance Review
ConsumersAdvocate.org Rating: 7.8 / 10 (Very good)
FlexQuote is a Utah-based home and auto insurance aggregator that operates across all 50 states. Their website and toll-free phone service offers free rate comparisons for the top auto insurance providers in the nation, including State Farm, Allstate, SafeCo, Progressive, The General, and Infinity.
Using data provided by edmunds.com, FlexQuote offers an array of coverage options via its professional partners. These coverage options include personal injury protection, collision and medical coverage, bodily injury and personal property damage liability. Other companies also commonly offer the following:
- Uninsured Motorist Coverage
- Collision Coverage
- Rental Reimbursement
- Accident Forgiveness
- Personal Umbrella
- Roadside Assistance
Plans and Pricing
Resultant car insurance plans depending on the specific company, with different insurers offering coverage items and prices. These factors are based on the make and model of the vehicle, as well as the owner's driving and credit history. FlexQuote’s online application process requests the following information:
- Car details (including make, model, year, and annual mileage)
- Desired coverage values
- Zip code and address
- Contact information (telephone number, email)
- Personal information (including name, marital status, credit rating, past incidents, occupation, birthdate, education, employment)
Auto owners that stand out, whether with high education levels, outright ownership, or excellent credit scores, are more likely to benefit from financial incentives. Furthermore, certain occupations, an accident-free record, evidence of defensive training, or ownership of a green vehicle can also yield discounts. Of course, these fully depend on the individual insurance providers’ policies.
FlexQuote works with some of the highest-rated insurers in the United States. All of them possess outstanding reputations within the industry. These include the following:
State Farm - A.M Best Financial Rating A++, S&P Global Ratings AA
Progressive Auto Insurance - A+ BBB rating, A.M Best Financial Rating A+, A.M. Best Issuer Rating aa, S&P Financial Strength AA, S&P Issuer Strength AA
SafeCo Insurance - A.M Best Financial Rating A, A.M. Best Issuer Rating a, S&P Financial Strength A, S&P Issuer Strength A
The positive outlook is reflected back at FlexQuote, which boasts a AAA rating with the Business Consumer Alliance.
FlexQuote’s webpage aggregates auto insurance rates and plans from different providers for the sake of customer comparisons. If their online services are not desired, a toll-free number is also available. In either case, licensed agents will work with customers in order to secure the best possible savings in conjunction with an individually customized policy.
The Bottom Line
FlexQuote offers an easy-to-use aggregation interface, allowing customers make informed coverage and rate choices based on several auto insurance providers. The process takes mere minutes to yield results.