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Spark Auto Insurance Review

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SparkAutoInsurance.com is an online marketplace that connects consumers with its nationwide network of direct auto and home insurance carriers and agencies. The site is operated by MTLEADMEDIA LLC., a Delaware LLC; with headquarters in Houston, Texas. Read more about our top car companies here.
 
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How is Spark Auto Insurance rated?

Breakdown

4.5/5
Coverage
4.5/5
Financial Strength
0.0/5
Supplemental Coverage
4.4/5
Pricing & Discounts
4.8/5
Claims Satisfaction & Customer Experience
4.5/5
Automation

Overall Rating: 4.3 / 5 (Excellent)

Spark Auto Insurance is a marketplace that allows consumers to compare policies and quotes from a range of competing insurance carriers. The company works with some of the larger names in the insurance business, including Liberty Mutual, Allstate,and Nationwide.

Like many marketplace sites, Spark requires you to provide a fair amount of information online—including your email address—in order to view the policy options and rates available to you. However, the questions the company asks are pretty painless to answer and the website provides a quick, easy interface to complete their survey.

Spark Auto Insurance Coverage

Basic Coverage

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Glass
  • Vet Bills

Coverage - 4.5 / 5

Spark Auto Insurance connects customers with insurance carriers who offer the typical kinds of standard coverage and optional coverage, including Bodily Injury Liability, Property, Damage Liability, Collision, Comprehensive, Personal Injury, Medical Payments, and Uninsured/Underinsured Motorist.

Depending on the insurance carriers you compare, you may also find companies offering Rental Car Reimbursement, Towing & Labor, Sound System, Glass, and other types of coverage.

Customer Experience

Customer Ratings

Date Collected
2020-10-07

Claims Satisfaction & Customer Experience - 4.8 / 5

As a car insurance marketplace, rather than as a direct insurer, Spark Auto Insurance doesn't have their own customer ratings on independent review websites such as the Better Business Bureau and TrustPilot.

We urge consumers to research the insurers they're partnered with on the aforementioned sites, in order to gain a better understanding of common issues other customers may have found.

Another good resource is the NAIC page (North American Industry Classification System), which registers complaints.

Financial Strength

Financial Strength - 4.5 / 5

As an insurance marketplace site, Spark Auto Insurance isn't rated by AM Best, Standard & Poor's, or other organizations that evaluate a company's financial strength. However the companies that underwrite their policies certainly are. When you request a quote from Spark, you'll be advised which carriers are underwriting the policies quoted. We advise customers to research the financial strength ratings of any insurer they are considering before purchasing a policy.

Spark Auto Insurance does partner with some of the better-known insurers out there, but fame doesn't always equal fortune. It's never a bad idea to check out the reputations of even the biggest brand names to get a sense of the experience you can expect when working with them.

Pricing & Discounts

Discounts

  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Homeowner
  • Student
  • Senior
  • Bundled Policy

Additional Discounts

  • Hybrid / Electric Vehicle
  • Group Savings (unions, etc)
  • Full/Automatic Payment

Pricing & Discounts - 4.4 / 5

As an insurance marketplace, Spark Auto Insurance does't offer discounts to customers directly, but there are discounts to be found with each of the underwriting companies Spark partners with.

Discounts Fine Print

Pricing and discounts vary depending by policy underwriter.

Contact & Additional Information

Homepage URL
https://autoinsurancegreen.com/
Company Phone
(833) 228-9643
Headquarters Address
21175 Tomball Parkway Suite #288, Houston, TX, 77070

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