Compare LendingTree vs. US Bank Auto Loans

What’s the difference between LendingTree Auto Loans and US Bank Auto Loans? See how our editors compare the two companies below.
Last Updated: May 17, 2018
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LendingTree Auto Loans
9.5 / 10 - Excellent
#4 in Auto Loans
US Bank Auto Loans
8.0 / 10 - Excellent
#12 in Auto Loans

Key Facts

  • Refinance or purchase a new or used car
  • Their lenders have solutions for most credit situations.
  • Get up to 5 offers from competing lenders!
  • Complete simple and secure online form in minutes.
  • Save on your current or new monthly car payment.
  • Get prequalified in minutes
  • Up to $100,000 for a used auto loan
  • APR starts at 3.12%
  • Lease or buy
  • Finance up to 115% with no down payment


 LendingTreeUS Bank
Loan Options10/109/10
Application & Service10/108/10

Auto Loans & Refinancing

Types of Loans Offered

 LendingTreeUS Bank
Purchase Loans
Refinance Loans
Lease Buyout
Private Party Purchase

Purchase Loans

 LendingTreeUS Bank
Term Length
18 months
Max Term Length
84 months

Loan Refinancing

 LendingTreeUS Bank
Min. Term Length
18 months
Max Term Length
84 months

Additional Info

Loan Qualifications

Borrower Qualifications

 LendingTreeUS Bank
Minimum Age
Must be 18 or older
Minimum Income
No Minimum
Minimum Credit Score
No Minimum
US Citizenship Requirement
Verification / Documents Required
Social Security Number
Social Security Number
Driver's License / Photo ID
Proof of Citizenship / Residence

Vehicle Qualifications

 LendingTreeUS Bank
Mileage Limit
No Limit
Car Age
No Age Limit
6 years
Car Makes
Any Vehicle Make

Application & Service

 LendingTreeUS Bank
Approval Time
Same Day
Funding Time
1-7 Days
No Fees Specified
Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Origination fees vary by state and range from $50 to $125 or up to 1% of the loan amount. Loan payment example: a $10,000 automobile loan at a 2.31% Interest rate for 36 months with a $125 origination fee will have a 3.12% APR and a $291.38 monthly payment. An early closure fee of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence.
Benefits/ Features
Online Rates / Application
Pre-approval Soft-credit Inquiry
Customizable Payment Deadlines
Deferred Payments
Joint Loans Available
Online Rates / Application
Pre-approval Soft-credit Inquiry

Reputation & Reviews

 LendingTreeUS Bank
Trust Pilot Rating
9.3 out of 10
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Contact & Additional Information

 LendingTreeUS Bank
Lender Type
Homepage URL
Company Phone
(866) 501-2397
(651) 466-3000
Headquarters Address
11115 Rushmore Dr., Charlotte, NC, 28277
800 Nicollet Mall, Minneapolis, MN, 55402
Year Founded

Final Verdict

LendingTree Auto Loans has a higher overall rating than US Bank Auto Loans. LendingTree scores better than US Bank across: Loan Options, Application & Service, Qualification, and Reputation.

Customer Comments & Reviews

Fidel r
Anaheim, California
LendingTree Auto Loans review
Compra un auto Nissan versa 2017