Compare AUTOPAY vs. US Bank Auto Refinance
What’s the difference between AUTOPAY Auto Refinance and US Bank Auto Refinance? See how our editors compare the two companies below.
Last Updated: March 28, 2024
Key Facts
- Accredited by the BBB, with an A+ rating
- Submit your application online and sign electronically
- Applicant-to-lender matching and loan coordination
- Get loans from $2,500 to $100,000
- APR as low as 1.99% for qualified applicants
- Qualification credit of 640+ required
- Get prequalified in minutes
- Up to $100,000 for a used auto loan
- APR starts at 3.12%
- Lease or buy
- Finance up to 115% with no down payment
OVERALL RATINGS
| AUTOPAY | US Bank | |
|---|---|---|
| Loan Details | 4.7/5 | 4.4/5 |
| Customer Experience | 4.5/5 | 4.0/5 |
Final Verdict
AUTOPAY Auto Refinance has a higher overall rating than US Bank Auto Refinance. AUTOPAY scores better than US Bank across: Reputation, Qualification, Loan Details, and Customer Experience.
Customer Comments & Reviews
AUTOPAY Auto Refinance review
This is a follow-up to my previous review for AUTOPAY that was not favorable. Since my last post, they did get me a loan approval, but the interest was about a point too high. My payments would be lowered but not by as much as we had hoped. In the long-term, it was not quite worth it. I'll say that credit reports by the major credit unions, still had one bad credit move that was necessary for my wife and I but should have been taken off, after almost 8 years! This is basically the only negative we've had in our 38 years of marriage but seemingly, these credit unions can decide to punish you awhile by not removing something the laws that regulate them, require. In the end, AUTOPAY was always polite with us and sent us a letter explaining why they had difficulty securing a refinance for us, not quite as good as we first expected...but close. For this, I go ahead on this review, to give them a 5-star rating.
AUTOPAY Auto Refinance review
so far so good with shaun 8.4 apr down to 4.5 cut my payment in half no early payoff penalty i don't know but my experience was easy
AUTOPAY Auto Refinance review
I did the deal here because of Tyler.
Normally I would not have paid the doc fee, but Tyler got me a low rate fast and convenience was worth the 650.00.
But if it had not been for Tyler I would have made a local CU match the deal less the doc.
You got a good one there be sure to have him train the rest.
Joel Hudson
Dalton, GA
706-264-7599
AUTOPAY Auto Refinance review
Very informative
