Compare AUTOPAY vs. LendingTree Auto Loans

What’s the difference between AUTOPAY Auto Loans and LendingTree Auto Loans? See how our editors compare the two companies below.
Last Updated: January 03, 2018
Disclosure: We receive advertising revenue from some partners. 
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AUTOPAY Auto Loans
9.5 / 10 - Excellent
#4 in Auto Loans
LendingTree Auto Loans
9.5 / 10 - Excellent
#3 in Auto Loans
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Key Facts

  • Accredited by the BBB, with an A+ rating
  • Submit your application online and sign electronically
  • Applicant-to-lender matching and loan coordination
  • Get loans from $2,500 to $100,000
  • APR as low as 1.99% for qualified applicants
  • Qualification credit of 640+ required
  • Refinance or purchase a new or used car
  • A- Grade with the BBB
  • Their lenders have solutions for most credit situations.
  • Get up to 5 offers from competing lenders!
  • Complete simple and secure online form in minutes.
  • Save on your current or new monthly car payment.

OVERALL RATINGS

 AUTOPAYLendingTree
Loan Options10/1010/10
Application & Service9/1010/10
Qualification10/1010/10
Reputation9/108/10

Auto Loans & Refinancing

Types of Loans Offered

 AUTOPAYLendingTree
Purchase Loans
Refinance Loans
Lease Buyout
Private Party Purchase

Purchase Loans

 AUTOPAYLendingTree
Loan Amount
$2,500
Max Loan Amount
$100,000
Min. APR
1.99%
Term Length
24 months
18 months
Max Term Length
84 months
84 months

Loan Refinancing

 AUTOPAYLendingTree
Min. Loan Amount
$2,500
Max Loan Amount
$100,000
Min. APR
1.99%
Min. Term Length
24 months
18 months
Max Term Length
84 months
84 months

Loan Qualifications

Borrower Qualifications

 AUTOPAYLendingTree
Minimum Age
Must be 18 or older
Must be 18 or older
Minimum Income
No Minimum Specified
No Minimum
Minimum Credit Score
640
No Minimum
US Citizenship Requirement
No
No
Verification / Documents Required
Social Security Number
Driver's License / Photo ID
Employment Information / Pay Stubs
Proof of Citizenship / Residence
Social Security Number

Vehicle Qualifications

 AUTOPAYLendingTree
Mileage Limit
No Limit
No Limit
Car Age
No Limit
No Age Limit
Car Makes
Any Vehicle Make
Any Vehicle Make

Application & Service

 AUTOPAYLendingTree
Approval Time
Same Day
Same Day
Funding Time
1-7 Days
1-7 Days
Fees
No Fees Specified
No Fees Specified
Benefits/ Features
Online Rates / Application
Pre-approval Soft-credit Inquiry
Customizable Payment Deadlines
Deferred Payments
Joint Loans Available
Online Rates / Application
Pre-approval Soft-credit Inquiry
Customizable Payment Deadlines
Deferred Payments
Joint Loans Available

Reputation & Reviews

 AUTOPAYLendingTree
BBB Rating
A+
A-
Number of BBB Positive Reviews
6
83
Number of BBB Neutral Reviews
1
14
Number of BBB Negative Reviews
12
63
Date Collected
2017-12-14
2017-12-13

Contact & Additional Information

 AUTOPAYLendingTree
Lender Type
Marketplace
Marketplace
Homepage URL
Company Phone
(844) 276-3272
(866) 501-2397
Headquarters Address
1147 N Broadway, Denver, CO, 80203
11115 Rushmore Dr., Charlotte, NC, 28277
Mailing Address
PO BOX 40469, Denver, CO, 80204
Year Founded
2007
1996

Final Verdict

LendingTree Auto Loans and AUTOPAY Auto Loans are very close in quality and have the same overall rating. That said, LendingTree scores better than AUTOPAY across: Application & Service. Whereas, AUTOPAY scores better on Reputation. Both companies score similarly on Loan Options, and Qualification.


Customer Comments & Reviews

D
Doug V
10/5/2017
AUTOPAY Auto Loans review
Tyler Merillat did an outstanding job refinancing 2 vehicles and a motorcycle. He was able to save us a lot money. We appreciate his hard work and dedication.


K
Kathleen V
Fairview, Tennessee
9/29/2017
AUTOPAY Auto Loans review
I was searching online for a debt consolidation loan when I stumbled on Autopay for auto loan refinancing. I wasn't even looking to refinance my car. I did some research in regards to the legitimacy & client reviews, and was pleasantly surprised with the results. Our Loan Champion was Tyler Merilatt. A champion he is! Tyler was so efficient & very responsive. He's a personable guy too, which made the process of refinancing more tolerable. He was able to get us a much lower APR on our two (2) auto, & one (1) motorcycle loans, which saved us so much money monthly, and on the loan in it's entirety. The process was fairly quick & painless. Everyone knows how much that's appreciated when dealing with any kind of financing. If you're thinking of refinancing, contact Autopay first! It obviously helped us. With the savings we're getting through refinancing with Autopay, I no longer need to consolidate my other debts. We were so pleased with the service we received, and Tyler's expertise, that we have referred all of our friends & family.


J
Joel H
, North Carolina
7/21/2017
AUTOPAY Auto Loans review
I did the deal here because of Tyler. Normally I would not have paid the doc fee, but Tyler got me a low rate fast and convenience was worth the 650.00. But if it had not been for Tyler I would have made a local CU match the deal less the doc. You got a good one there be sure to have him train the rest. Joel Hudson Dalton, GA 706-264-7599


Barbie G
Miami, Florida
1/31/2017
AUTOPAY Auto Loans review
Very informative


F
Fidel r
Garden Grove, California
12/23/2016
LendingTree Auto Loans review
Compra un auto Nissan versa 2017