First Choice Auto Loan Review
ConsumersAdvocate.org Rating: 9.2 / 10 (Excellent)
First Choice Auto Loan offers a quick access to auto financing from hundreds of dealerships and auto lenders through their online application form. The website allows consumers to locate an auto loan which meets their needs and budget with no obligation or fees applied. First Choice Auto Loans also let consumers obtain financing for new or used vehicle regardless of their credit history.
Types of Auto Loans
First Choice Auto Loans provide users with a different option of financing and refinancing for new or old vehicle with the help of the dealers included in their network.
- Auto Loans for New and Used Vehicle
- Auto Refinancing
Auto Loans Available Thru
- Lending Companies
First Choice Auto Loans provides an easy online application to consumers without obligations or fees applied. Consumers can have the ability to shop their loan application across the company’s wide network of dealers. Applicants will also receive a decision for their financing or credit within the same day they applied for it.
All credit types are welcome to apply at First Choice Auto Loans and be pre-qualified for their chosen dealer. Questions included in the application form enables the company to understand their customer’s particular credit situation. This is to help applicants find the best car loan for their needs. Customers’ application form is presented to its network of dealerships and lending partners so that they can easily choose the best auto loan for their client’s situation.
Some of the information needed for customers to proceed with their application includes personal, employment, and residential information. Lenders and dealers may request additional documentation for clients to be fully qualified to their term.
Set of qualifications varies by dealer or lending company at First Choice Auto Loan’s list of partners. Common qualification needed by most lenders include Social Security Number, Account Balances and Payments History, Employment Information, and Checking Account Information. Supplementary documentation may be asked from applicants by their chosen dealer for them to be approved with their selected loan term.
Loan Details and Auto Loan Fees
Lending partners from First Choice Auto Loans offers rates that depend on factors such as vehicle type, credit score, and loan amount. No minimum and maximum amount is given by the company which allows users to flexibly enter their desired loan amount.
Auto Loans at First Choice Auto Loans
First Choice Auto Loans provides flexible auto financing and refinancing options which makes them a good place to find a lender or dealer. The company enables consumers to shop auto loans across a wide network of dealers without obligation or fees applied. All credit types are welcome at First Choice Auto Loan which makes it convenient for customers to find the best lender that suits their budget and needs without worrying about their credit situation.