(A) SoFi High Yield Savings Accounts Review
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Earn up to 3.60% APY¹ & up to $300 Cash Bonus with Direct Deposit2
- $0 minimum balance to earn APY
- Open Checking & Savings Accounts with one sign-up
- Up to 2-day-early paycheck3
- FDIC Insured up to $250k plus up to $3M in supplemental insurance7
- No account fees3 & no-fee overdraft coverage6
*Rate as of 11/12/2025