Top 10 in Pet Insurance.

As featured on ABC News, we've looked at reimbursement policies, coverage, and thousands of real reviews. Watch our video.

Disclosure: We are compensated by some companies we review
Our editors spend hours researching & strive for accuracy. Learn more.
Sort list by:
  • Consistently #1 in customer satisfaction
  • Chosen by almost 90% of Consumers Advocate visitors
  • Most comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Free mobile app & no claims forms
  • In business globally since 1976
  • Fewest restrictions on coverage including hip dysplasia 
  • Benefits limited to $22k/yr
  • Per-condition, per year deductible
  • No limitations on illness and accident coverage
  • Great customer service
  • Unlimited benefits
  • Per-condition deductible (good for chronic conditions) 
  • Illness and accident coverage
  • Optional wellness plan covers spay/neuter surgery
  • Benefits limited to $15k/yr
  • Annual deductible

 

  • Annual benefits limited to $20k/yr
  • Reasonably good coverage
  • No hereditary or congenital condition limitations

 

 

  • Two plans: Standard & Lifetime
  • Standard plan limits payout per-incident and has many exclusions
  • More expensive Lifetime plan has better coverage with benefits limited to $20k/yr
  • AKA Petinsurance.com - Largest brand in the US
  • Reimbursement on benefit schedule (not actual bill)
  • Annual benefits limited to $14k/yr
  • Wellness coverage & annual deductible 
  • AKC affiliated policy
  • Annual benefits limited to $16k/yr
  • 90% reimbursement
  • Per-condition payout limit, but no total cap on payouts.
  • Reimbursement on benefit schedule (not actual bill)
  • Annual benefits limited to $3.5k/yr
  • Annual deductible & wellness available
  • NEW provider, same underwriter as ASPCA
  • Reimbursement on benefit schedule (not actual bill)
  • Annual benefits limited to $3.5k/yr
  • Annual deductible & wellness available

Ranking Pet Insurance

 

Coverage - 25%

Benefit Limits - 15%

Deductibles - 10%

Reimbursement Models - 10%

Customer Service - 20%

Value - 10%

Reviews - 10%

SEE RANKING CRITERIA

PET INSURANCE: EDITOR'S PICK

Healthy Paws

Healthy Paws

20 Reviews

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